Rights and Responsibilities

Rights

You have the following rights:

• You have the right to be notified when money is credited to your account.
• You have the right to privacy.
• You have the right to know what financial aid programs are available at UMES.
• You have the right to a complete explanation of the award process.
• You have the right to know the Financial Aid Office's Satisfactory Academic Progress Policy.
• You have the right to know the UMES Refund Policy.
• You have the right to cancel a student loan within 10 days from the time the funds were posted to your account.

Responsibilities

You are responsible for the following:

• Reading and understanding all forms and agreements that you sign.
• Following all directions carefully.
• Submitting honest and accurate information regarding your financial circumstances.
• Submitting required documentation in a timely fashion.
• Signing a promissory and a statement of rights and responsibilities.
• Informing the Financial Aid Office of additional sources of financial aid received.
• Resubmitting your FAFSA or renewal application for aid each year.
• A First Time UMES Student Loan borrower must attend an entrance counseling session.
• A graduating or exiting student loan borrower must attend an exit counseling session.