Determining Eligibility

  • Expected Family Contribution (EFC)

    Financial Need 

     

    Financial aid helps fill the gap between the cost of attending The University of Maryland Eastern Shore and the amount that a student and their family is able to contribute. To be considered for financial aid awarded through the University of Maryland Eastern Shore Office of Student Financial Aid, students must meet the following eligibility requirements:

    • File a FAFSA.
    • Meet the eligibility requirements of each aid program.
    • Be a citizen or permanent resident of the United States (for federal and state financial aid programs).  International students with student visas are not eligible for financial aid awarded through the Office of Student Financial Aid.

    • Be enrolled at least half-time (six hours for an undergraduate student and five hours for a graduate student) in a program leading to a degree or eligible certificate program. Enrollment in a University of Maryland Eastern Shore Study Abroad Program is considered being enrolled for financial aid purposes. Federal Pell Grants may be available to students registered less than half-time; audits and cooperative education 00 semester hours do not count. Students enrolled as visiting students, extension, or other non-degree-granting programs are not eligible. If you are a graduate student registered for less than five hours and you are working on your dissertation or thesis or doing research toward fulfillment of a degree requirement, you may be considered a half-time or full-time student. Additional information is available on our Costs of Attendance (Graduate) web page.

    • Not be in default on an educational loan nor owe a refund on a grant received at any institution.
    • Be in good academic standing and maintain satisfactory academic progress as defined by the UMES Satisfactory Academic Progress Standards
    • Be registered with the Selective Service (the draft) if you are male, at least 18 years old, and were born after December 31, 1959.
    • Not have been convicted of possession or selling of illegal drugs.

    Determining Financial Need

    To determine your financial need, your Expected Family Contribution (EFC) is subtracted from your estimated cost of attendance.  Click on the links below for an explanation of how each amount is determined.

    Estimated Cost of Attendance 

    minus

    Expected Family Contribution

    equals

    Financial Need