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1. My parents and I have not filed our taxes - what should we do?Students and/or parents who have not filed their federal taxes can estimate on the FAFSA in order to meet our priority application deadline of March 1st. However, it is important to estimate as accurately as possible so that your financial aid awards will be a true reflection of your eligibility. In addition, it is very important to update your estimated figures and tax filing status as soon as you have filed for the current tax year.
2. Why must I complete the FAFSA using my parents' information?The US Department of Education considers a student to be dependent on his or her parents (biological or adoptive) unless the student can answer Yes to one of the following questions: (for 2011-2012 academic year)
**note: if a student is determined by the US Department of Education to be a dependent student, but has extenuating circumstances surrounding the unavailability of parental information, please contact the financial aid office about applying for a Dependency Override.
3. If I live on my own am I considered independent for financial aid?A student's living situation does not affect the student's dependency status. The dependency status is determined as noted in Question #2.
4. What is the difference between a Subsidized Stafford Loan and an Unsubsidized Stafford Loan? The student is not required to make any payments of principle or interest on a Subsidized Stafford Loan while the student is in school. However the interest on an Unsubsidized Stafford Loan is the students responsibility from the time the loan funds are sent to the university until it is paid in full. The student can opt to allow the interest to accumulate, however it will be added to the principal amount of the loan and increase the amount to be repaid. It is recommended that the student contact the lender to make quarterly payments on the interest.
6. Will taking a course with a grading status of audit impact my financial aid? Audited classes do not count toward the number of credits enrolled for financial aid purposes. If you opt to change your course to audit mid-semester it may impact your financial aid awards. Please contact our office prior to making any changes to your enrollment.
7. Can I buy books using my financial aid? You may transfer any available anticipated financial aid or credit balance to your HawkCard to be used in the bookstore for purchases. Complete a transfer request with Student Auxiliary Services, or by logging onto your MyUMES Student Center account and completing the online transfer request.
8. Does financial aid cover summer and winter balances? Financial aid loans may be available for the summer session if the student has not already borrowed the maximum loan amounts available for the award year. Forms will be available online and in the Office of Student Financial Aid beginning mid-late April to request summer loan funds.
We do not provide assistance for winter enrollment.
9. Who has access to my financial aid information? Students who want to release information about their financial aid may submit the Authorization to Release Information form. This authorization allows the designee to obtain the student s financial aid information via phone, email, or in-person.
FAFSA Overview InformationFinancial Aid Myth-busterThink you're not eligible for financial aid? WRONG. Watch Internet-famous truth revealer Adam Conover counter the many myths of paying for college. Turns out, you CAN get aid. And we'll tell you how.
FOR PLANNING PURPOSES(find out how much aidyou may be eligible for)